Fullerton India InstaLoan

Fullerton India InstaLoan Review_ Borrowing Made Easy for Salaried Employees

Despite being a fairly new product, instant loans are quite popular, especially among the youth. They’re quick, easy, and convenient, which is exactly what youngsters look for. Many companies offer instant loans today, but Fullerton India is trusted more than others. In this article, we’ll review their Fullerton India InstaLoan application and see why it is so irresistible among the youth.

Fullerton India InstaLoan

Fullerton India is a registered NBFC headquartered in Mumbai. The company began its India operations in 2007 and has since grown at a rapid pace to become one of the premier non-banking financial services in the country. It recently launched the InstaLoan application, which can be downloaded free on your mobile.

The application is perfect for availing small loans for travel, wedding, or managing a health emergency. It is targeted at salaried individuals, who need urgent funds. Applications made on the Fullerton India InstaLoan application are processed at lightning speed, with the loan amount disbursed and sanctioned in the registered bank account within 24 hours.

Best features of Fullerton India InstaLoan

These features more than others when we reviewed the Fullerton India InstaLoan application:

  1. Digital process

The Fullerton India InstaLoan app stood out because of its seamless digital process. It is convenient, easy, and makes availing of loans a real pleasure for customers. From applying for the loan to submitting documents and receiving funds in your account, the Fullerton India InstaLoan app won’t ask for a single physical copy. Everything is online, so you don’t have to visit any branch either.

  1. Lenient eligibility criteria

Getting loans from banks is a challenge because of their strict eligibility criteria. They have an extensive list of requirements that must be met if you want to avail of loans from them. Apps like Fullerton India InstaLoan are not so strict, with their eligibility criteria making it easy for most people to get loans. To be eligible for a personal loan using the Fullerton India Instaloan app, you must:

  • Be a resident citizen of India and a salaried employee of a private limited company or public sector undertaking.
  • Be between 21 and 60 years of age.
  • Have a monthly salary of at least ₹25,000 per month, if you are residing in Mumbai or Delhi, or at least ₹20,000 per month if you are residing in any other part of the country.
  1. Simple interface

An easy process and lenient eligibility criteria don’t make sense if you can’t understand how the app works. Fortunately, the guys at Fullerton India knew that and, hence, made the InstaLoan app’s interface easy to use. You can easily navigate from one section to another, with new users given a detailed tour of the various locations in the app. You’ll be guided every step of the way, from creating your account to uploading your documents.

Pros and Cons

Let us dive deeper and know the pros and cons of the Fullerton India InstaLoan app:


  • Quick approval and disbursal.
  • Many types of personal loans.
  • Hassle-free transactions.


  • High-interest rate.
  • Higher processing fees than banks.

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