KFinKart: Poor Customer Service Mars Decent Mutual Fund Tools

A handful of names come to mind when it comes to investing in mutual funds. Zerodha and ET Money are, arguably, more popular than others, but that could change in the coming years. Many new applications are also gaining market share, and we’ll be talking KFinKart – Investor Mutual Funds App in this article.

What is KFinKart?

KFinKart, a mobile app developed by KFintech makes mutual fund investing easy and straightforward. The application’s core objective is to simplify the journey of the customer in mutual funds. Usually, investing in mutual funds is really taxing. If you do it offline, that is through an agent, you must sign a list of documents.

KFinKart aims to change this by empowering you to invest across a host of mutual funds and provide a new way of investing your money. The best features of the application include a single view of your investments, better profile management, and instant transactions. As of writing, KfinKart had more than 1 million downloads and was rated 4.3 out of 5 on the Play Store.

Best features of KFinKart

After extensive review, here are some features that we liked about KFinKart.

  1. One-touch Login

Many finance applications on the market today demand that you go through the entire login process every day. While it is for security, the process can get annoying. KFinKart’s one-touch login is a refreshing feature that marries security with a seamless user experience. You must log in through your Facebook or Google account in the beginning, after which you can use the one-touch login feature.

  1. Portfolio dashboard

When you invest in multiple mutual fund schemes, you don’t always get a comprehensive view of your entire portfolio in many applications. KFinKart is again an exception; the app allows you to view multiple folios in a single view, link family folios, invest/reinvest/redeem from the portfolio, and get a consolidated account statement.

  1. NAV tracker

NAV is the most important jargon when you talk about mutual funds. It represents a fund’s per share market value. It is the price at which you, the investor, buys fund shares from a fund company and sells them to a fund company. KFinKart has a NAV tracker that enables you to track NAV performance, view historical data about the NAV, and see its movement. This feature helps you make better investment decisions.

  1. Analytics

Learning which funds work and which ones don’t help you as an investor. KFinKart generates insightful analytics that dives deep into every fund’s performance. Live screen notifications are also available, while automatic data refresh maintains consistency across devices.

Pros and Cons:

Having seen the best that KFinKart has to offer, here are some pros and cons of using KFinKart to invest in mutual funds.


  • The application leverages KFintech’s proven legacy and domain experience in personal finance.
  • Ability to transact across all KFintech serviced mutual funds.
  • Instant account statement for all funds across RTAs.
  • Rich and insightful graphics.
  • Statement of account.
  • Portfolio dashboard.
  • Link family folios.


  • Fund units are allotted a few days after the amount is debited.
  • Customer service isn’t the best.

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